Buying your first home is exciting, but can be a little scary too.
We'll talk you through the basics, like how big your deposit should be, which properties you can afford, and the size of your loan repayments. We‘ll also make sure you don't trip over the fine print, and pass on a few cash-smart tips for first home buyers that can really save you money.
If you're looking at investing or moving up the property ladder, you'll have plenty of questions.
We're here to help you with rock solid advice on how it works, and make sure you time everything right before your next big step. We'll work with you to understand your financial position and goals, then find you the perfect mortgage deals to meet them.
When it comes to investing in property, there's a fine difference between an asset and a headache.
Successful investment starts with getting expert advice on tailoring your investment package to your specific circumstances. There's a dizzying range of loan packages available to property investors – with a huge array of features. We'll make sure you're getting the absolute most out of your finance deal, whether you're looking to add a property to your portfolio, or something more ambitious.
Moving out to the countryside? We can help.
We're experts in rural lending, and if you're dreaming about a paddock, we can find you the mortgage package you need to make it a reality – plus steer you past the pitfalls of lifestyle change-ups.
Looking to build? Talk to us about the hows - and how-not-tos.
Land and construction loans come with some unique features. We'll get you up to speed on what to expect, then locate the best deal to suit your project, from extra rooms to full scale developments.
If you're about to embark on a share-milking or small farm operation, take the time to sit down with us and work through all the different options available.
When the time comes to grow your business, getting specialist advice can make all the difference.
Southern Lending Specialists are connected to commercial lending groups as well as all the major banks. So if you're expanding, investing, building or upgrading, we can help you find the support you need.
If your situation has changed or your current mortgage structure isn't quite working, it could be time to refinance.
With the range of mortgage options available – and our expert advice – this is your chance to design a loan structure that truly suits your circumstances. Let us talk to the banks, and help you find a package that's perfect for your financial position.